Skip to content
My Captive Journey

Independent captive readiness score

Are you Captive Ready?
Or just Captive Curious?

A captive is a self-owned insurance vehicle and a great tool for risk financing and strategy, and for actively managing your organisation’s total cost of risk (TCOR). This free score out of 100 shows whether you and your team are ready for one, what the important things to consider are, and what to think about next.

Get my free scoreAbout 8 minutes · No name or email

Already have a captive? The same score tells you how well it is working. You choose at the start.

Illustrative result

62OUT OF 100
Getting Close

An invented example, to show what you will see: a score, a label, and a bar for each part of your business.


One Quick Survey for a Clear View

When you finish the questions, you get a score out of 100 and one of three results.

  1. Captive Curious

    You are exploring. Something basic needs work first, often how much you spend on insurance or the board’s backing.

  2. Getting Close

    Much is in place. A few gaps are worth closing before you commit.

  3. Captive Ready

    The basics look strong. A feasibility study is the natural next step.


How it works

  1. 1

    Answer the questions

    About 8 minutes. No name or email.

  2. 2

    See your score

    An assessment out of 100 that breaks down strengths and weaknesses, two suggestions as to where to look first, and a note on whether more analysis and modelling makes sense.

  3. 3

    Keep a one-page PDF

    If you want it, we email it to your work address after a quick check that the address is yours.

Who pays? Only the buyer.

Paid only by the buyer. No money from insurers, brokers, captive managers or regulators.

If we recommend providers or domiciles in paid work, we say how we are paid by third parties, if at all, and whether we have any other interest.

Fully owned captive or protected cell?

A fully owned captive is a subsidiary within your group. A protected cell captive (PCC) sits inside a shared company, run by others. Your score is never changed by which you prefer, but the result might help you think through the potential options.

Captive Types